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Isn't It Time to protect And Preserve your True Valuables?

You work hard to build your legacy.  Life insurance affordably assures that your loved ones do not bear the loss that tomorrow could bring.

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Let's Take It From the Top

It’s your song.  We just provide the simple steps to methodically protect it.

We respect the goals, dreams and priorities in your life.  Our broad array of financial programs and solutions is designed for real people to meet their aspirations head on, using a custom approach that is flexible and budget friendly.  

What we do

Our Wide Array Of Services

Life Insurance

Leave a legacy. Replace lost income. Build tax free wealth. We advocate for the best rate available for your health, lifestyle and need.
couple in front of one-family house in modern residential area

Mortgage Protection

More than "garden variety" life insurance, our affordable mortgage protection program can be a lifeline if become critically ill, disabled and also enables you to make payments on loans or premiums.

Safe Money

You worked long and hard, perhaps have assumed a legacy as an heir. Markets are fickle and the world is chaotic. Safe money options protect against a market loss and provide guaranteed income for life.

Family Health

Getting the healthcare you need affordably from the providers you know has become more complicated. Concierge level service assures your best result.

Senior Health

Our three step program rewards you with needed care at the lowest cost available from those you trust.

College Planning

Offsetting the cost of higher education is an essential part of the future lifestyle of the parents too. We navigate to the options that can save real money.
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Our Three Steps

Real Intelligence

Our ability to diagnose, find options and remove obstacles to the solution centers on understanding you and applying the value of our experience. No artificial ingredients.

Flexible Choices

The market is vast and insurers have preferences. We navigate a large, diverse field of options to give you real, attainable, affordable programs.

True Support

From advocating for the best rate to guidance down the road, the line is always open. The measure of our success is being there for you and no fees ever.

Some Valued Partners

What Our Clients Say

When we had the chance to get our "dream home" it was important to be sure our family could keep it. The mortgage protection program was conveyed in easy to understand terms and the process was a breeze. Thanks Joseph!
K Mathis
K MathisDallas TX
I turned 65 this year and needed to look at Medicare and Medicare Advantage plans. Joseph took the time to get to know my situation and explain all the options available to me. He's extremely thorough and very patient and I'm very, very happy with my new plan.
P Crommett
P CrommettDaytona Beach FL
When I decided to move from Florida to Arizona to be with the grandkids, my wife and I needed to have a plan should one of us pass away. Having a great mortgage protection plan gives us exactly that and the affordability at our age was a pleasant surprise.
S Rosen
S RosenTucson, AZ
When our dad retired to Florida we were all thinking he could never get the kind of Medicare plan he had in the City. Boy were we wrong. He has some of the top hospitals in the country, great benefits and can still see his doctor here when he comes to visit. Thank you x 1000!
A Broman
A BromanKew Gardens, NY
My wife and I were earning good money and wanted to set aside more for retirement. The Indexed Universal Life plan is really going to help with tax free income and the approach was educational and with no pressure.
T Foster
T FosterSarasota, FL
My husband and I have been with Joseph for many years. He always found us the best plan and rescued our health insurance when the Marketplace lost our income proof. We are so grateful.
F Anastasi
F AnastasiHouston, TX
Having recently retired, we were concerned about the prospect of outliving our savings. We wanted to leave to our kids and not be a burden. Having guaranteed lifetime income with an annuity is the peace of mind we sought. Thanks so much.
M Kathena
M KathenaHot Springs, AR

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Reach out to us today and get a complimentary consultation.